California’s Song-Beverly Credit Card Act: The Past, Present, and Future

The aim of this article is to provide those persons and businesses that regularly engage in credit card transactions in California, most notably retail merchants, with a meaningful primer on some critical current and developing aspects of the Song-Beverly Credit Card Act. To that end, the article provides an overview of the Act’s provisions, and discusses the important legal issues surrounding the Act, including several that California courts have resolved, several that are currently pending before those courts, and one that may be resolved in the near future.